I got home on Monday night to find a voice mail from my landlord, Rudy (he’s of eastern European descent). “Kate, I don’t have your rent check, and I’m worried I lost it—you’re always early. Will you call me, please?” As it happened, I’d run into some unforeseen circumstances and was two weeks behind—I’d been on my way down to the laundry room to finally pay him when I checked my messages. I called him to explain and apologize, and told him I’d included the $25 late fee. “Oh no, no, no, deduct it from your next check. You’re always early.”