[snip] Borrowing while black. The Woodstock Institute reports that in 2004 “over 40 percent of the conventional single-family mortgages to African-American borrowers in the Chicago area were high cost,” compared to just 10 percent of such mortgages given to white borrowers. And the disparity increases when blacks and whites earning twice the Chicago median income are compared.

[snip] The amnesty program Republicans love. Under nonprosecution or deferred prosecution agreements, criminal corporations admit wrongdoing, pay a fine, and agree to change–but get to keep the conviction off their record. They’re the “settlement vehicle of choice for federal prosecutors facing down powerful U.S. corporations,” write Russell Mokhiber and Robert Weissman in their “Focus on the Corporation” newsletter.